Affirm Holdings, Inc. is an American financial technology company founded in 2012 by Max Levchin, Nathan Gettings, Jeffrey Kaditz, and Alex Rampell. Headquartered in San Francisco, California, Affirm specializes in providing "buy now, pay later" (BNPL) services, enabling consumers to make purchases and pay over time through installment loans.

As of 2024, Affirm reports 21 million users and processes $28 billion in payments annually. The company offers various financial products, including unsecured installment loans, a savings account, and a debit card. Affirm's services are available in the United States, Canada, and the United Kingdom.

Notable partnerships include collaborations with major retailers such as Walmart and Amazon, as well as integrations with digital wallets like Apple Pay. Affirm is publicly traded on the NASDAQ under the ticker symbol AFRM.